Did you know that one of out many carriers is Travelers insurance? Let us show you how Travelers can meet your insurance needs. If they don't meet your needs we'll quote from another one of our carriers. Check out our website and call us today.
We just love the Travelers' dog commercials!
Friday, September 30, 2011
Five Steps to Take After an Accident
According to the US Census Bureau, there are more than 10 million motor vehicle accidents each year. Are you prepared for what happens after an accident? Make sure you know what you should do if you or a family member is involved in an accident. GMAC Insurance provides five simple steps to keep in mind.
Five Steps to Take After an Accident
If you're ever in an accident, it's easy to forget what to do right away. Follow these five steps to ensure the safety of you, your passengers and everyone else involved:
Share and compare your scores with your family and friends and determine who the smartest and safest driver is! Visit www.gmacinsurance.com and click on the National Drivers Test button to see how you size up.
Five Steps to Take After an Accident
If you're ever in an accident, it's easy to forget what to do right away. Follow these five steps to ensure the safety of you, your passengers and everyone else involved:
- Call the Police. Even for small accidents, call 911. Police will help redirect traffic and document the incident.
- Avoid Additional Damage. Move your car from the roadway as soon as possible to prevent additional collisions.
- Get the Right Information for the Insurance Process. You'll need the other driver's name, license, phone number, insurance information and license plate number.
- Document the Accident. From taking pictures of the damage and the overall accident to interviewing witnesses and taking down their information. The more accident evidence you can gather for the insurance claim, the better.
- File an Accident Report. File a state vehicle accident report (available at police stations and DMV websites) to help speed up the claims process.
Share and compare your scores with your family and friends and determine who the smartest and safest driver is! Visit www.gmacinsurance.com and click on the National Drivers Test button to see how you size up.
Tuesday, September 20, 2011
Tips For First Time Life Insurance Buyers
As Life Insurance Awareness month starts to come to an end we want to leave you with a few tips on how to navigate the purchasing process. New York Life gives six useful tips in this article that everyone should consider when looking at life insurance. Always talk to your agent if you are confused by anything in the policy or if you wish for them to explain something in detail. Agents are here to help YOU!
Here are the bullet points of the article. Please visit New York Life to view the article entirely.
Six tips for the First-Time Buyer
1. Understand Why You Need It
In short, if others depend on your income for support, you should strongly consider life insurance. Even if you don't have any of these needs immediately, you still may want to consider purchasing a small "starter" policy, if you anticipate you will have them in the future. The reason: the younger you are, the less expensive life insurance will be.
2. Determine the Amount of Coverage You NeedThe amount of money your family or heirs will receive after your death is called a death benefit. According to the article the easiest way is to take your annual salary and multiply by 8.
3. Find the Right Type of PolicyToday life insurance comes in many varieties, but there are four basic types term, whole life, universal life, and variable life. (For a detailed explanation of each type click here)
4. Look at the Quality of the CompanyAn insurance policy is only as good as the company that backs it. You want to know for certain that the company that issues your policy will be around to service it and eventually pay the death claim.
5. Consult an a Financial ProfessionalA Financial Professional provides an invaluable service. The relationship you develop with a Financial Professional can last a lifetime.
6. Increase Your VocabularyAny discussion of insurance will probably include words such as cash value, premium, dividends, death benefit and more. To discuss life insurance knowledgeably, it will help to understand the terms. (For definitions of these words click here)
Call us today and let us help you prepare you and your family for the future!
Here are the bullet points of the article. Please visit New York Life to view the article entirely.
Six tips for the First-Time Buyer
1. Understand Why You Need It
In short, if others depend on your income for support, you should strongly consider life insurance. Even if you don't have any of these needs immediately, you still may want to consider purchasing a small "starter" policy, if you anticipate you will have them in the future. The reason: the younger you are, the less expensive life insurance will be.
2. Determine the Amount of Coverage You NeedThe amount of money your family or heirs will receive after your death is called a death benefit. According to the article the easiest way is to take your annual salary and multiply by 8.
3. Find the Right Type of PolicyToday life insurance comes in many varieties, but there are four basic types term, whole life, universal life, and variable life. (For a detailed explanation of each type click here)
4. Look at the Quality of the CompanyAn insurance policy is only as good as the company that backs it. You want to know for certain that the company that issues your policy will be around to service it and eventually pay the death claim.
5. Consult an a Financial ProfessionalA Financial Professional provides an invaluable service. The relationship you develop with a Financial Professional can last a lifetime.
6. Increase Your VocabularyAny discussion of insurance will probably include words such as cash value, premium, dividends, death benefit and more. To discuss life insurance knowledgeably, it will help to understand the terms. (For definitions of these words click here)
Call us today and let us help you prepare you and your family for the future!
Thursday, September 15, 2011
Are You Driving a Safe Vehicle?
We want to make sure you are safe in your vehicle. Make sure your insurance is updated and also check the saftey of your vehicle. Below is a 4 step monthly check of your vehicle provided by GMAC Insurance. After you read the article don't forget to visit GMAC Insurance and take the National Drivers Test!
Monthly Four-Point Safety Check
To ensure you're driving a safe vehicle, take a few minutes to conduct this monthly Four-Point Safety Check. Your car and your safety may be riding on it!
Remind yourself to be a safe driver, take the test!
Raise awareness about safe driving and take the National Drivers Test! You will be able to share and compare scores with family and friends and determine if they are smart and safe drivers.
Monthly Four-Point Safety Check
To ensure you're driving a safe vehicle, take a few minutes to conduct this monthly Four-Point Safety Check. Your car and your safety may be riding on it!
- Tire Pressure: Make sure all tires are inflated to the pressure recommended in your owner's manual (not the maximum pressure noted on the tire's sidewall). The correct pressure will ensure your tires wear evenly which will reduce the chance of blowouts.
- Check Front End Alignment: Any pothole or bump can knock your car out of alignment. While driving slowly in an empty parking lot, see if the vehicle is pulling to one side. If so, have a qualified mechanic realign your front end.
- Take a Brake: When in park, check your brake pressure. There should be resistance to the pedal when depressed. And, any grinding, squeaking or shuddering you hear or feel when you hit the brakes means it's time to have them serviced.
- Keep Your Lights On: Blown out brake lights and turn signals can be a big hazard on the road. Have a friend help you make sure all lights are working properly.
Remind yourself to be a safe driver, take the test!
Raise awareness about safe driving and take the National Drivers Test! You will be able to share and compare scores with family and friends and determine if they are smart and safe drivers.
Friday, September 9, 2011
September is Life Insurance Awareness Month!
Below is an article from LIFE, Life and Health Insurance Foundation for Education, a non profit dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. They coordinate the Life Insurance Awareness Month each September backed by more than 100 leading insurance companies.
Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.
There’s a growing crisis of too many Americans not having adequate life insurance protection. According to the industry research group LIMRA, 30 percent of US households have no life insurance whatsoever. Today there are 11 million fewer American households covered by life insurance compared with six years ago. Here’s the bottom line: A majority of families either have no life insurance or not enough, leaving them one accident or terminal illness away from a financial catastrophe for their loved ones.
What if you were suddenly gone and your family had to manage on their own? When was the last time you did the math to make sure your loved ones would be OK financially? Have you checked with your employer to find out what kind of life insurance benefit you have through work and whether you have the option to increase your coverage? When was the last time you had your life insurance needs reviewed by an insurance professional?
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Contact the TWFG Pflugerville office TODAY to get a life insurance quote or to update any information that has changed. It's not just your future you're planning for but for your family as well.
All contact information is located to the right. Or visit our website at TWFG Pflugerville
Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.
There’s a growing crisis of too many Americans not having adequate life insurance protection. According to the industry research group LIMRA, 30 percent of US households have no life insurance whatsoever. Today there are 11 million fewer American households covered by life insurance compared with six years ago. Here’s the bottom line: A majority of families either have no life insurance or not enough, leaving them one accident or terminal illness away from a financial catastrophe for their loved ones.
What if you were suddenly gone and your family had to manage on their own? When was the last time you did the math to make sure your loved ones would be OK financially? Have you checked with your employer to find out what kind of life insurance benefit you have through work and whether you have the option to increase your coverage? When was the last time you had your life insurance needs reviewed by an insurance professional?
-----------------------------------------------------------------------------------
Contact the TWFG Pflugerville office TODAY to get a life insurance quote or to update any information that has changed. It's not just your future you're planning for but for your family as well.
All contact information is located to the right. Or visit our website at TWFG Pflugerville
Wednesday, September 7, 2011
Welcome to the TWFG Pflugerville Blog!
TWFG Pflugerville Insurance is here to shed some light on the insurance world. With this blog we will be able to give you updates on branch happenings, what you should know about insurance, tips from our agents and useful articles and resources that can help you manage your insurance needs.
Like our Facebook page and follow us on Twitter to be constantly informed.
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Have a question? Email us, call us, comment on Facebook or send us a Tweet! We'll be happy to help with your insurance needs.
Like our Facebook page and follow us on Twitter to be constantly informed.
@TWFG_Pflugervil
Have a question? Email us, call us, comment on Facebook or send us a Tweet! We'll be happy to help with your insurance needs.
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